Mistakes on credit reports aren’t exactly out of the ordinary. In fact, they’re actually pretty common. According to a study from the Federal Trade Commission, one in four consumer credit reports have mistakes on them, ranging from minor to serious. Don’t just assume that the credit bureaus never make mistakes. It’s always a good idea […]
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As the real estate market picks up, almost everyone knows someone in the process of buying a house. Once the boxes are unpacked and the place starts to feel like home, it’s only natural to start planning a housewarming party. Tradition advises attendees to arrive with items like bread, salt, and wine, but many of […]
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Over the life of a mortgage, it’s typical that at some point home owners will have to renew at a higher rate when mortgage terms come due. But for the past few years, homebuyers and owners have been able to take advantage of the lowest mortgage rates in history. Of course, this extended low interest […]
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While some people are really good at keeping plants healthy and happy, others are unfortunately just as good at killing them. We all have good intentions when we bring a plant home, but without learning a little about them, their demise is virtually inevitable. There are a few things you might be doing to cut […]
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No home is perfect. Even after buying a brand new home, homeowners often see things they’d like to change. Fortunately, if they stay in those homes for a while, they’ll likely make a few upgrades to make it their own. However, completely redoing an entire room can be expensive and that expense doesn’t always pay […]
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College kids aren’t just coming out of school with a degree; they’re also leaving with a heap of student debt. But while college grads may be strapped with a few years of student loan repayments ahead of them, that doesn’t necessarily mean that the debt should be an obstacle to getting approved for a mortgage. […]
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As of October 3rd, home buyers will be armed with more information about their mortgages, and will be given more time to review their mortgage rate and fee quote documents. Right now, the law requires borrowers to fill out two disclosure forms when applying for a home loan. In addition, two forms also need to […]
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Twenty years ago, decorating a coffee table was as simple as tossing a few magazines and some coasters on top. But magazines have been replaced by online publications and news sites, read on tablets, smartphones, and e-readers. For a while, coffee table books became a good alternative, but even those seem more like decoration than […]
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It used to be that folks would flee the big city in favor of suburbs in an effort to combat the sky-high real estate prices that urban centers traditionally have. People would be willing to spend more money in fuel and more time commuting to the city in order to reap the benefits of […]
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You’ve found the home of your dreams, put in an offer, and the sellers accepted. The agreement to purchase is signed, and the closing date is set. You’re ready to crack open that bottle of champagne to celebrate. But then you make a questionable move that could potentially steer the process of closing right off […]
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