When it comes to applying for a loan, your credit score matters – a lot. At some point, you’ll likely need to take out a loan for whatever reason, whether it’s to purchase a home, buy a car, or even just to take out a personal loan to cover any one of life’s big expenses.
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With housing prices being as high as they are in California – especially in certain centers such as the San Francisco Bay Area – many residents of the state are choosing to rent.
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As if buying a home isn’t a large enough expense that comes with hefty monthly mortgage payments, there are other fees that are tacked on to the overall cost, including Private Mortgage Insurance (PMI) in many cases.
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Home sales in the Golden State lost a little bit of steam this past October, with both pending home sales and median statewide prices dipping. Here are the numbers characterizing California sales activity for October 2017, as gathered by the California Association of Realtors (CAR).
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You’d be amazed – or even disappointed – at how much waste your home might be responsible for creating. In fact, the average American produces about 4.4. pounds of garbage every single day, which amounts to over 700,000 tons of trash produced daily based on the national population.
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Social media is undoubtedly a staple for both businesses and consumers alike. And when it comes to the world of real estate, both real estate professionals and buyers/sellers are increasingly depending on social media channels to ensure a successful deal.
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As the malls are bustling with busy holiday gift shoppers and airports and bus terminals are filled with travelers eager to visit family, you might have your mind set on something completely different – buying a new home. But is this really the time to buy?
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Despite the fact that the prevalence of foreclosures has decreased since the housing crash a decade ago, it still happens quite often. Fortunately, there are ways to curb foreclosure proceedings if you find yourself in default of your mortgage, and one alternative is to work out what’s known as a ‘deed in lieu of foreclosure’.
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The sales activity in September across California continues to maintain its strength month-to-month and year-over-year. Here are some stats covering California sales activity for September 2017 as compiled by the California Association of Realtors (CAR).
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California isn’t exactly the cheapest place to live in, but that doesn’t mean there aren’t certain gems in the state that offer affordable housing options as well as a lifestyle abundant in activity. For those who are nearing retirement and are seeking a place to settle down in that provides an active and enjoyable lifestyle without the sky-high price tag, the following spots might be perfect.
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