You pay for your homeowner’s insurance, but at no time do you ever want to have to file a claim as a result of a major disaster. If you find yourself in this position, make sure you keep the following tips in mind when putting in a claim with you insurance provider.
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Before you start pounding the pavement in search of your next home and book showings, you might want to find out exactly how much you can afford first. There’s no sense in looking in the $600,000 range, for instance, if you can only realistically afford a home worth $300,000.
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A home purchase is a very expensive one and typically requires some type of financing. The more common way to finance such a large purchase is to obtain a mortgage from a lender or bank, but there are other more creative ways to get your hands on the money you need to pay for your new home.
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Buying a home is a huge event. In fact, it’s likely the most money you’ll ever spend in one single purchase. This is definitely not the kind of transaction that you want to regret after you’ve locked into a deal. It’s not buying a sweater – you can’t just return it after you’ve bought it.
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When you buy a home, you have the option to include a home warranty in the sale of the property, or purchase it after the deal closes. These warranties cover the repair or replacement of any mechanical systems or major appliances that come with the home and are good for a certain time period.
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Home inspections are important clauses to include in a purchase agreement. They provide buyers with the opportunity to uncover any potential issues with the property in question before signing on the dotted line.
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There’s good money to be made by investing in real estate, and one of the more popular and traditional means of making a profit with real estate is by renting. With the economy continuing to recover and mortgage interest rates still hovering near historic lows, now may be as good a time as ever to invest in a property and collect rental income.
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Holding an open house shortly after your home hits the market is a great strategy to attract prospective buyers. Make the most out of your open house by following these tips.
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Without professional representation from a licensed real estate agent, your home runs the risk of sticking around on the market longer than it needs to. The longer it lingers, the higher the odds of having to end up reducing the price just to attract an offer.
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There are a number of closing costs that come with a successful real estate transaction, including appraisal fees, mortgage insurance, and home inspection fees. But you may also be responsible for paying another lesser-known fee: documentary transfer taxes.
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